You must be looking for some of the necessary insurance for your home. One such insurance is related to fire. It is not only going to keep you safe, but is going to give you a backup in your mind. If you are looking to find fire insurance features, before booking them. Here are some of the essential features, that you will like to know about a fire insurance.
Mark Your Agreement
The first step that you will have to take to get the compensation for the damage of fire is to provide an acknowledgement with receipt. This must include your name and contact details. You must explain the root cause of the fire and the damage that has followed it. Try to provide the details of the amount that you have lost due to the damage.
An Expert To Monitor
The next procedure is not from your side, but from the side of the company. The company will intimate you to send an expert for monitoring and inspection purpose. You will find the expert to be reaching you on that date mentioned. He or she will be inspecting all the things that you have mentioned. Assessment in terms of amount of the loss will be done by the expert that will be allotted by the company. He or she will be collecting all the things that has been damaged and will be taking a report of that with him or her for the purpose of tallying them.
Include Accurate Things To Get Your Money Back
Try to remain affirmed in few of the things. The first of them is the warranty of the fire. Be sure that the policy of yours is renewed duly and you are covered under the policy. Secondly try to remain affirmed in the date of acknowledgement. It should not cross the five-day mark that has been mentioned above. Loss of property or assets, which is due to negligence like that of voltage increase or short circuit will not be covered under the insurance. While marking the letter, try to be remain sure in all these things, since some of the wrong mentions can reduce the credibility of the acknowledgement that you have made.
Put Add-ons And Get Added Benefit
You will find some add-ons in the insurance plan too. This includes the electrical damages or Household damages. If you follow them and add them to the insurance, you are going to get the benefit from cigarette or other things like boilers and other damages. If you include those safeguards, then even the damages caused by the firefighting equipment can also be covered by this.
Get Claim For Your Neighbour
Fire in your house can be the reason to damage the house of your neighbour too. So you will find the claim from their side even. With fire insurance, you can get the payment even for that. In such cases, do not forget do not forget to mention them and attach a claim letter along with your acknowledgement.
So, you are completely safe now and you can remain assured that you will get money back, although you face any accident in your home.